Vault Funding GroUP
New Ideas For All Of Your Financial Needs
Residential Loan Products
-Purchase and Refinance
-First and Second Mortgages
-Debt Consolidation
-Home Equity Lines of Credit
-All Fannie Mae and Freddie Mac Products
-Conventional Fixed Rate, ARM, HARP
-FHA and VA Approved
-Primary, Second Home and Investment Properties
-1 to 4 Units
Commercial Loan Products
-Purchase and Refinance
-Most Commercial Applications
-Multi Use Properties
-Residential Complexes
-Commercial Income Bearing
-SBA Loans
Company Profile. . . . . . . .
Established in 1999, Vault Funding Group is a residential and commercial mortgage lending firm with its home office based in Lincoln Nebraska and branch offices located in Atlanta Georgia and Las Vegas Nevada. As a member of the business community for several years, Vault Funding Group is also a licensed, bonded mortgage brokerage firm and a certified member of the National Mortgage Licensing System (NMLS #1151), the National Association of Mortgage Brokers (NAMB) as well as the National Mortgage Institute (NMI).
Our professional loan consultants have the experience, resources and creativity to assemble a loan program not only for a conforming or standard mortgage scenario but also for specific or unique situations not available from a standard bank or mortgage lender. Our expansion into other states allows our clients even more options from which to choose and our ability to originate loans in other areas of the country, broadens even further our product base and thus creates a much more extensive portfolio than a standard bank or mortgage lender. Our use of the national market as well as the local, enables us to shop for the perfect program using information and interest rates based on the activity in other regions, in comparison to the clients' own area.
As client-to-lender relations are crucial to the integrity of a perfect mortgage experience, we strive towards that ultimate goal. This has in the past, and will continue to serve our clients well. Our mission statement to consult and recommend loan programs accurately, fairly and with personal attention, has and will be carried out with integrity and respect for all parties involved. We work diligently to serve our customers with their best interests in mind, because it's you, the clients that deserve our highest level of performance to the very best of our abilities.
President & C.E.O.
E-Mortgage Consultant
In a paragraph, leave your name and contact information with any mortgage inquiry or scenario you may have and one of our experienced mortgage professionals will be happy to respond and consult with you. Be it a complete pre-qualification or a simple "how do I get started" question, we'll be happy to help!
Posts & Blogs
Press News & Articles
With mortgage market turmoil abound, help may or may not on the way.
May 2025
Higher yields offer a good chance for investors to lock up money now and step away, a welcome change. Yet because yields rise when prices fall, it means the value of investors’ existing fixed-income investments is dropping. Equally problematic is that yields on Treasury debt help determine interest rates across the economy.
The bottom line is that the market is effectively tightening, making credit costlier even though the Federal Reserve has held short-term interest rates steady. That has led to talk that regulators might step in. It makes sense because the Fed has said time and again that it is paying attention to financial conditions. Treasury Secretary Scott Bessent has been overt about his focus on lower 10-year Treasury
(cont.)
Mortgage Brokers are becoming preferred as big banks limit their mortgage services.
Whom would you approach for your next mortgage? Who would find the right mortgage and the best rate for you? And, whom would minimize the hassle of the mortgage approval process? In today's market, experts from all over representing mortgage brokers and mortgage bankers make their claims as to why they deserve your trust -- and business.
The Broker/ Banker Differences
Mortgage brokers are licensed residential mortgage professionals with access to hundreds of loan options for consumers looking to buy or refinance a home. They support borrowers by leveraging relationships and securing the most favorable loan options available. Brokers can help homeowners save thousands of dollars
on what is likely the most important financial undertaking
(Cont.)
Vault Funding group adds new UClose,
Programs and Pricing to their arsenal.
April 2025
Introducing the fastest, easiest, most revolutionary way for us to close your loans. UClose is an exclusive online tool from one of our lenders that gives us the power to go from clear-to-close to closing in just a few hours and puts money on the table in less than a business day. (cont.)
January 2025
Interest Only HELOCS. With many mortgage holders sitting in a favorable low interest rate from a few years ago, HELOCS have become a useful tool to maximize the equity in your house. With interest only loans, and the ability to draw money out of it for up to 5 years, they are quickly becoming a hot commodity for the right
(cont.)
December 2024
Advantage Plus, and Exact Pricing. Vault Funding Group introduces its new Advantage Plus Pricing for Conventional and FHA loans. Lower loan to value and higher credit values should be recognized as we can now reward our qualifying clients with better pricing and overall (cont.)