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Residential Loan Products

 

-Purchase and Refinance

 

-First and Second Mortgages

 

-Debt Consolidation

 

-Home Equity Lines of Credit

 

-All Fannie Mae and Freddie Mac Products

         -Conventional Fixed Rate, ARM, HARP

 

-FHA and VA Approved

 

-Primary, Second Home and Investment Properties

 

-1 to 4 Units

 

 

 

Residential And Commercial Mortgage Lending

 

We are a Leading Provider of Mortgage Lending Services Specializing in the Personal Service and Knowledge to Create the Right Loan for You, Utilizing the Advantage of Having a "Group" of Lenders at our disposal
 

 

Commercial Loan Products

 

-Purchase and Refinance

 

-Most Commercial Applications

 

-Multi Use Properties

 

-Residential Complexes

 

-Commercial Income Bearing

 

-SBA Loans

 

 

 

 

 

 

 

 

Company Profile. . . . . . . .

 

Established in 1999, Vault Funding Group is a residential and commercial mortgage lending firm with its home office based in Lincoln Nebraska and branch offices located in Atlanta Georgia and Las Vegas Nevada.  As a member of the business community for several years, Vault Funding Group is also a licensed, bonded mortgage brokerage firm and a certified member of the National Mortgage Licensing System (NMLS #1151), the National Association of Mortgage Brokers (NAMB) as well as the National Mortgage Institute (NMI). 

 

Our professional loan consultants have the experience, resources and creativity to assemble a loan program not only for a conforming or standard mortgage scenario but also for specific or unique situations not available from a standard bank or mortgage lender.  Our expansion into other states allows our clients even more options from which to choose and our ability to originate loans in other areas of the country, broadens even further our product base and thus creates a much more extensive portfolio than a standard bank or mortgage lender.  Our use of the national market as well as the local, enables us to shop for the perfect program using information and interest rates based on the activity in other regions, in comparison to the clients' own area.    

 

As client-to-lender relations are crucial to the integrity of a perfect mortgage experience, we strive towards that ultimate goal.  This has in the past, and will continue to serve our clients well.  Our mission statement to consult and recommend loan programs accurately, fairly and with personal attention, has and will be carried out with integrity and respect for all parties involved.  We work diligently to serve our customers with their best interests in mind, because it's you, the clients that deserve our highest level of performance to the very best of our abilities.

James P. McCown
President & C.E.O.
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E-Mortgage Consultant

 

In a paragraph, leave your name and contact information with any mortgage inquiry or scenario you may have and one of our experienced mortgage professionals will be happy to respond and consult with you.  Be it a complete pre-qualification or a simple "how do I get started" question, we'll be happy to help!

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Posts & Blogs

Press News & Articles

With mortgage market turmoil abound, help is on the way.

 

March 15 2020

ALERT: Emergency Rate Cut; QE4 Officially Here, Including $200bln MBS

  • Fed Funds Rate now 0-0.25% (matches record low)

  • $500 bln in new Treasury purchases + 100% reinvestments

  • $200 bln in new MBS purchases + 100% reinvestments

  • 1st month of MBS QE + reinvestments to equal $80bln 

  • Pace will be adjusted as appropriate 

Announcement: https://www.federalreserve.gov/newsevents/pressreleases/monetary20200315a.htm

Is this big news?  Yes

Is it unexpected?  No.  Well, it wasn't necessarily expected on Sunday, but it was definitely expected by the Fed

(Cont.)

Vault Funding group adds new UClose,
Programs and Pricing to their arsenal.
 

August 12, 2019

Introducing the fastest, easiest, most revolutionary way for us to close your loans.  UClose is an exclusive online tool from one of our lenders that gives us the power to go from clear-to-close to closing in just a few hours and puts money on the table in less than a business day.        (cont.)

 

 

August 4, 2019

Interest Only loans are back.  With the stigma still lingering from years past, the redesigned interest only loans are becoming a hot commodity for the right situations.

(cont.)

 

 

July 16, 2019

Advantage Plus Pricing.  Vault Funding Group introduces its new Advantage Plus Pricing for Conventional and FHA loans.  Lower loan to value and higher credit values should be recognized as we can now reward our qualifying clients with better pricing and overall loan terms.   (cont.)

    

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James P. McCown

President & C.E.O.